
Earn up to ₹1,100 per successful referral — over and above the existing Elite rewards of up to ₹10,000 per referral.
The more friends you bring, the more you earn on every single one.
Program ends 31 August 2026 — every referral after the 20th earns ₹1,100.
All rewards are paid as scratch cards in your GroMo app, per the existing referral policy.
A person who joins through your referral and completes at least 1 sale within 30 days of signup. They must complete all KPIs for the product — many products have 2–3 KPIs (e.g. successful account opening and funding). The referral counts only once every KPI for that product is met.
Your 1st to 4th successful referrals earn ₹200 each. From your 5th to 19th, each earns ₹500. From your 20th referral onwards, every referral earns ₹1,100. Reaching a higher stage does not upgrade the payout on your earlier referrals — for example, when you hit your 5th referral you earn ₹500 on that 5th one, but your first four stay at ₹200 each.
The ₹100 in every stage is your existing referral reward (paid when your referral completes their 1st sale). The campaign bonus (₹100 / ₹400 / ₹1,000) is additional and sits on top of that existing reward. This program is over and above the current program.
All rewards are paid as scratch cards in your GroMo app, per the existing referral policy.